Loan Options in Roseville,
Sacramento and Throughout
California

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Whether you are shopping for a home in Roseville, Sacramento, Placer and El Dorado counties, or throughout the state of California, it is essential to find the right type of mortgage for your needs.

To make it easy for every homebuyer to find the ideal loan, Steelman Mortgages offers a wide range of mortgage programs.

Loan Programs in Sacramento and Beyond

Here are the types of Roseville home loans we can connect you with:


Conventional

With a conventional mortgage in Roseville, you can borrow up to the Fannie Mae and Freddie Mac conforming loan limit.

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Reverse Mortgage

As a senior homeowner, you can pad your retirement income by taking out a reverse mortgage against your home equity.

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FHA

An FHA mortgage in Roseville is guaranteed by the Federal Housing Administration. This government-insured loan offers the benefits of easy credit qualifications and competitive interest rates. FHA mortgage down payments are as low as 3.5%.

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VA

Roseville veterans, active duty service members and eligible surviving spouses can apply for a VA mortgage to move into a home with no money down and affordable rates.

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USDA

The USDA rural loan program insured by the US Department Of Agriculture features income-based qualification and competitive rates.

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Jumbo

Borrowing above the Fannie Mae and Freddie Mac conforming loan limits is possible with a jumbo mortgage in Sacramento.

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Bank Statement Loan

If you cannot use the traditional application process because of the way in which you earn your income, our Roseville bank statement loan program provides an easy alternative.

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First Time Home Buyer

We can’t wait to answer your first time homebuyer questions and help you find the ideal mortgage to purchase your first home.

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See What Our Clients Are Saying About Us!

Monica Singh
Monica Singh
19:54 14 Sep 20
We have worked with Cindy for the last 8 years doing a home mortgage and two refinances with her. She is a pleasure to work with. She always gets back to you fast and answers all queries with great patience. She gets you the best rate and is always on top of things. Her loans close on time and with least hassle, because she is so organised. I would highly recommend her for your mortgage needs.read more
Catherine Heath
Catherine Heath
19:25 01 Mar 18
Cindy is knowledgeable and straight forward. I know I can trust her to give unbiased advice to my clients and myself. She is personable and very fast at getting right back to me on any questions I have.read more
Dave Huntoon
Dave Huntoon
23:07 04 Mar 17
Cindy is a wealth of knowledge. I really appreciated her help!
Justin Gilbert
Justin Gilbert
16:33 08 Jun 16
I have been working with Cindy for the last several years. I consistently refer my best clients to Cindy because I know they will be well taken care of. She takes the time to understand my clients needs and fights to get them the best product for their lending needs. If you are considering a new home purchase, or refinance of an existing loan, do yourself a favor and call Cindy.read more
Christine Glaesman
Christine Glaesman
16:16 08 Jun 16
Cindy has a lot of experience in mortgage and can help you with all of your mortgage needs. Cindy is extremely knowledgeable in her industry. Cindy helps people qualify for a loan if they don't think they can qualify. Give her a call today!read more
shaun edwards
shaun edwards
15:59 08 Jun 16
You won't find a better mortgage professional in the Sacramento area. Cindy really knows her industry and does great work.
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Find the Right Sacramento Home Loan Today

If you have questions about these different types of mortgages or need help figuring out what type of home loan in Roseville, Sacramento or the surrounding region is right for you, Steelman Mortgages can help.

Please give us a call today at (916) 847-7263 to schedule your consultation. Whether you are purchasing a home or refinancing, we will connect you with the product that will serve your needs.

FREE Mortgage Rate Quote!