What’s the Process?

Get Started Today

9 Basic steps to the process of purchasing a home.

Decide you want to purchase a home and then call me first to get prequalified and preapproved. Learn the difference between the two and what is needed.

Call me for a seasoned Realtor® and began shopping, find a home, make an offer and your offer gets accepted. You are now in contract.

Inform your Senior Mortgage Broker (me) to get the ball rolling.

Sign your upfront disclosures, provide updated paperwork and your appraisal will be ordered.

Your file is submitted to underwriting and your conditional approval comes back. All conditions that are needed are provided and your loan documents are ordered.

Your final loan documents are sent to your title company and the title company will set up an appointment for you to sign them.

Your final signed loan documents go back to the lender for review. Any final conditions needed will be requested.

Your loan funds and you receive your keys after your home records into your name. Usually, all happens on the same day.

Congratulations! Keys in hand. All you need to do now is move in and have fun!

Schedule Your Consultation Today

The perfect home in Roseville, Sacramento or throughout the state of California is waiting for you, as is the ideal home loan. To apply now, please call Steelman Mortgages at (916) 847-7263 to schedule your consultation.

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See What Our Clients Are Saying About Us!

Monica Singh
Monica Singh
19:54 14 Sep 20
We have worked with Cindy for the last 8 years doing a home mortgage and two refinances with her. She is a pleasure to work with. She always gets back to you fast and answers all queries with great patience. She gets you the best rate and is always on top of things. Her loans close on time and with least hassle, because she is so organised. I would highly recommend her for your mortgage needs.read more
Catherine Heath
Catherine Heath
19:25 01 Mar 18
Cindy is knowledgeable and straight forward. I know I can trust her to give unbiased advice to my clients and myself. She is personable and very fast at getting right back to me on any questions I have.read more
Dave Huntoon
Dave Huntoon
23:07 04 Mar 17
Cindy is a wealth of knowledge. I really appreciated her help!
Justin Gilbert
Justin Gilbert
16:33 08 Jun 16
I have been working with Cindy for the last several years. I consistently refer my best clients to Cindy because I know they will be well taken care of. She takes the time to understand my clients needs and fights to get them the best product for their lending needs. If you are considering a new home purchase, or refinance of an existing loan, do yourself a favor and call Cindy.read more
Christine Glaesman
Christine Glaesman
16:16 08 Jun 16
Cindy has a lot of experience in mortgage and can help you with all of your mortgage needs. Cindy is extremely knowledgeable in her industry. Cindy helps people qualify for a loan if they don't think they can qualify. Give her a call today!read more
shaun edwards
shaun edwards
15:59 08 Jun 16
You won't find a better mortgage professional in the Sacramento area. Cindy really knows her industry and does great work.
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