Living in Sacramento

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As the capital of California, Sacramento has an estimated population of 513,625 according to US Census data from 2019. Adding in the population of the surrounding metro area, more than 2 million residents call the region home.

If you will soon be calling Sacramento your home, you probably are wondering what to expect in terms of cost of living, employment, education, leisure and more. Let’s learn what it is like to live and work in the California state capital.

Cost of Living in Sacramento California

What is the Cost of Living in Sacramento?

Sperling’s Best Places provides us with cost of living information for Sacramento along with comparisons to the averages for the US and California.

The Sperling’s scale represents the average USA cost of living as 100, with numbers above 100 representing a higher cost of living, and numbers below 100 representing a lower cost of living.

On that scale, the cost of living for California is 149.9 on average. But in Sacramento, it is only 118.2, making Sacramento significantly more affordable than California as a whole.

The biggest difference in cost of living between Sacramento, the rest of California, and the US as a whole it is housing.

The median home cost in the USA is $231,200. For California, it is $552,800. For Sacramento, it is $327,300.

So, purchasing a home in Sacramento will cost you more than it would in many other locations across the country, but less than it would in many other California locations.

Employment Opportunities in Sacramento California

Employment Opportunities in Sacramento

According to the US Census, the median household income for Sacramento County is $63,902.

That’s higher than the nationwide average, and helps to offset the higher cost of housing in California compared to the US average.

Education in Sacramento California

Sacramento Education

With 202 public schools and 41 private schools, there are many opportunities to find the perfect school for your child.

The Sacramento area also boasts campuses for a number of institutions of higher learning. Some of these include Sacramento State, the University of California, the University of the Pacific (including the McGeorge School of Law), the National University Sacramento, the University of San Francisco, the University of Southern California, Epic Bible College, Western Seminary, the Professional School of Psychology, and others.

With so many different institutions in one area, it is hard to think of many other locations that can compete with respect to higher learning.

Getting Around in Sacramento California

Getting Around Sacramento

Public transportation options in Sacramento include Amtrak and the Sacramento Regional Transit (Sac RT) bus and light rail system. Around 58,200 passengers ride Sac RT every day.

If you enjoy cycling for commuting or for leisure, you’ll love the easy terrain and dedicated bicycle paths around the city.

Sperling’s reports that the average commute time (by vehicle) in Sacramento is 25.4 minutes, which is slightly shorter than the US average one-way commute time of 26.4 minutes.

73.7% of people in Sacramento drive to work alone, while 11.1% carpool. 3.7% rely on public transportation, while the remaining 5.2% work from home.

Weather Condition in Sacramento California

How is the Weather in Sacramento?

The climate in Sacramento is a beautiful one, receiving a score of 8.2 out of 10 on the Sperling’s Best Places Comfort Index.

Lows get down to around 39°F, and highs go up to around 93°F. You can expect around 20 inches of annual rainfall, and around 269 sunny days each year (greater than the 205 days a year which is the US average).

Leisure and Entertainment in Sacramento California

Leisure and Entertainment in Sacramento

As a major metropolitan region, Sacramento offers no end of opportunities for leisure and entertainment. Directly in town, you can visit destinations such as Old Sacramento, Chinatown, the Sacramento Zoo, the Crocker Art Museum, and the Aerospace Museum of California. Sports fans can cheer for the Sacramento Kings, while performing arts fans can attend performances at the Community Center Theater.

Foodies will also love living in Sacramento, as many restaurants use locally-sourced ingredients. Indeed, Sacramento has called itself “America’s Farm-to-Fork Capital.”

Finally, Sacramento’s centralized location puts residents within a couple hours’ drive of the San Francisco Bay Area, which opens up even more opportunities for shopping, dining and entertainment. Drive a couple hours east instead, and you will arrive at Lake Tahoe. You are also only several hours away from Yosemite National Park. So, outdoor enthusiasts will find plenty to explore.

Move Into Your Sacramento Dream Home

If you are ready to own a beautiful home in Sacramento and enjoy all our spectacular region has to offer, Cindy Steelman is here to connect you with a suitable home loan. To schedule your consultation, please call (916) 847-7263. Cindy also works with homebuyers in Roseville and throughout El Dorado, Placer and Sacramento counties.

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See What Our Clients Are Saying About Us!

Ginelle Rasch
Ginelle Rasch
19:18 31 Jan 22
Cindy is so easy to work with, very thorough and responds quickly to any/all questions & concerns. We really enjoyed working with her for our refi.
Yvonne Silao
Yvonne Silao
21:39 28 Jan 22
Buying a house can be scary but Cindy was helpful and positive every step of the way where my loan was concerned. She is patient, kind, and a pleasure to work with. She always had my best interest in mind during each step of the process. I highly recommend her, you won't be disappointed!
Mark Krasko
Mark Krasko
21:30 28 Jan 22
Richard Feuerbach
Richard Feuerbach
19:30 28 Jan 22
Simply put, Cindy was awesome. I have purchased several homes over the years and without a doubt, Cindy made the whole process from beginning to end very pleasant and stress free.
Shannon Rodriguez
Shannon Rodriguez
16:21 26 Jul 21
Cindy is the BEST! My husband and I wanted to refi our house but we had a big mess of things to clear up before we could do so. Cindy helped us every step of the way! Without her knowledge of the industry, amazing follow through and communication with us, and her patience, we never would have made this possible! Thanks to Cindy we lowered our monthly expenses and got a great interest rate with our new refi! I would highly recommend her to all of my friends and family!!!
Amy Russell
Amy Russell
02:36 07 Jul 21
Dale Tindel
Dale Tindel
01:47 08 Apr 21
We have used Cindy exclusively since the purchase of our home in 2010. She has provided her expertise for two refinances and the mortgage of a 2nd home. Her attention to detail and her knowledge of market conditions have enabled us to always get the best rates available at the best prices. Thank you, Cindy.
stephanie boggs
stephanie boggs
21:46 07 Apr 21
Working with Cindy Steelman was an absolute pleasure! Everything from start to finish was professional.
Cindi Pearman
Cindi Pearman
16:59 07 Apr 21
I honestly can’t say enough good things about Cindy. I didn’t know her when she brokered our loan in Nor Cal as she was referred by our Realtor, but we have been friends ever since.Loan brokers have access to many lenders unlike banks so they can get the best rates and she did! They also walk you through the whole process ensuring that everything goes smoothly and it did!So if you need anything mortgage loan related in California, give her a call and see if she can get you a lower rate. She probably can, if not, at least you made a new friend. 😊
Andrew Klinstiver
Andrew Klinstiver
01:44 07 Apr 21
I have worked with Cindy a number of times, Her service and customer support throughout the financing process is second to none. I highly recommend her.
Chad Parker
Chad Parker
10:12 06 Apr 21
Love working with Cindy. This is our second refinance. She makes it easy and keeps you up to date along the way.
Nicki Rowland
Nicki Rowland
16:43 16 Mar 21
We have now refinanced with Cindy 3 times and every time has been an incredibly positive experience. We trust that she is giving us the best advice for our situation and we could not be happier. It has put us in a great financial position and we owe that to Cindy. She is prompt, responsive to questions and always on top of things. Highly recommend for all your home loan needs!
Patrick Ryan
Patrick Ryan
00:41 28 Jan 21
Cindy's attention to details and her quick responsive approach to answering my questions was outstanding! However, what I was most impressed with was her astute knowledge of the industry which enabled her to close my purchase quickly with zero issues! 3 years later I refinanced my home and she was able to lower my interest rate, saving me $300 per month!One call to Cindy and your shopping for a home loan is over!
Monica Singh
Monica Singh
19:54 14 Sep 20
We have worked with Cindy for the last 8 years doing a home mortgage and two refinances with her. She is a pleasure to work with. She always gets back to you fast and answers all queries with great patience. She gets you the best rate and is always on top of things. Her loans close on time and with least hassle, because she is so organised. I would highly recommend her for your mortgage needs.
Kurt Reinke
Kurt Reinke
21:36 27 Apr 18
Catherine Heath
Catherine Heath
19:25 01 Mar 18
Cindy is knowledgeable and straight forward. I know I can trust her to give unbiased advice to my clients and myself. She is personable and very fast at getting right back to me on any questions I have.
Dave Huntoon
Dave Huntoon
23:07 04 Mar 17
Cindy is a wealth of knowledge. I really appreciated her help!
Justin Gilbert
Justin Gilbert
16:33 08 Jun 16
I have been working with Cindy for the last several years. I consistently refer my best clients to Cindy because I know they will be well taken care of. She takes the time to understand my clients needs and fights to get them the best product for their lending needs. If you are considering a new home purchase, or refinance of an existing loan, do yourself a favor and call Cindy.
Christine Glaesman
Christine Glaesman
16:16 08 Jun 16
Cindy has a lot of experience in mortgage and can help you with all of your mortgage needs. Cindy is extremely knowledgeable in her industry. Cindy helps people qualify for a loan if they don't think they can qualify. Give her a call today!
shaun edwards
shaun edwards
15:59 08 Jun 16
You won't find a better mortgage professional in the Sacramento area. Cindy really knows her industry and does great work.
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