Refinance a Home in Roseville
or Sacramento

FREE Home Refinance Analysis

A lot can change over the lifetime of your mortgage. Rates can go up or down. You might decide to stay in your home for longer or move away sooner. Your income could climb or decline.

If your current mortgage is no longer ideal, you can refinance to a product which better fits your needs in the present.

Refinancing Your Home in California Could Have These Benefits

Pay a lower mortgage rate.

Get rid of mortgage insurance.

Make lower monthly mortgage payments.

Change between a fixed and adjustable rate.

Adjust other mortgage terms.

Consolidate debts to save money and streamline finances.s

Is Now the Time for a Refinance in
Sacramento or Beyond?

Here are some scenarios where refinancing your home loan in California could be beneficial:

  • Mortgage rates are lower than they were when you took out your loan.
  • Your credit score, DTI ratio, and/or income have improved since you first signed on your mortgage.
  • Your adjustable rate is ballooning, and you want to stabilize it by converting to a fixed rate.
  • You will be moving soon, and want to save money in the meantime by switching to an adjustable rate mortgage which allows you to lock in a competitive introductory rate.
  • Your income has decreased and/or you need more time to pay off your mortgage.
  • You have been paying mortgage insurance, but now qualify for a loan without it.
  • You have debts to consolidate.
Mortgage Refinancing in Roseville, Sacramento and throughout California

See What Our Clients Are Saying About Us!

Monica Singh
Monica Singh
19:54 14 Sep 20
We have worked with Cindy for the last 8 years doing a home mortgage and two refinances with her. She is a pleasure to work with. She always gets back to you fast and answers all queries with great patience. She gets you the best rate and is always on top of things. Her loans close on time and with least hassle, because she is so organised. I would highly recommend her for your mortgage needs.read more
Catherine Heath
Catherine Heath
19:25 01 Mar 18
Cindy is knowledgeable and straight forward. I know I can trust her to give unbiased advice to my clients and myself. She is personable and very fast at getting right back to me on any questions I have.read more
Dave Huntoon
Dave Huntoon
23:07 04 Mar 17
Cindy is a wealth of knowledge. I really appreciated her help!
Justin Gilbert
Justin Gilbert
16:33 08 Jun 16
I have been working with Cindy for the last several years. I consistently refer my best clients to Cindy because I know they will be well taken care of. She takes the time to understand my clients needs and fights to get them the best product for their lending needs. If you are considering a new home purchase, or refinance of an existing loan, do yourself a favor and call Cindy.read more
Christine Glaesman
Christine Glaesman
16:16 08 Jun 16
Cindy has a lot of experience in mortgage and can help you with all of your mortgage needs. Cindy is extremely knowledgeable in her industry. Cindy helps people qualify for a loan if they don't think they can qualify. Give her a call today!read more
shaun edwards
shaun edwards
15:59 08 Jun 16
You won't find a better mortgage professional in the Sacramento area. Cindy really knows her industry and does great work.
Next Reviews Write a review

Refinance in California Today

Not sure if you qualify, or need help figuring out if this is the right time to refinance? Cindy Steelman helps homeowners in Roseville, Sacramento, El Dorado and Placer counties, and throughout the state of CA to refinance their home loans. To schedule your consultation, please call (916) 847-7263.

FREE Home Refinance Analysis